Consultant, Risk Platform (Fintech)

Location: Toronto, ON; hybrid arrangement with 1–3 days per week on-site at Toronto-81 Bay

Company

CIBC is a relationship-oriented bank focused on modern banking services, risk management, and client experience.

What you will do

• Configure, administer, test, and manage the performance of credit risk adjudication platforms.
• Maintain data integrity and optimize systems supporting real estate secured lending, unsecured lending, and credit card adjudication.
• Collaborate with partners to manage risk profiles, control frameworks, system implementations, and platform changes.
• Lead innovation and change initiatives across Risk Analytics and Credit Decisioning.
• Build partnerships with stakeholders in Risk, Product, Technology, Marketing, and Operations.

Requirements

• Bachelor’s degree in business, finance, computer science, or a related field, or equivalent relevant experience.
• Proficiency in SQL, SAS, and Python, with strong knowledge of structural or rule-based programming, XML, and JSON.
• Experience with system configuration, data management, performance analytics, testing, and business process documentation.
• Strong knowledge of lending and credit card adjudication, credit risk management, portfolio performance strategies, and scorecards.
• Analytical, communication, collaboration, prioritization, and change management skills.
• Must be legally eligible to work in Canada and hold a valid work or study permit where applicable.

Nice to have

• Experience with Java or other programming languages.
• Knowledge of FICO platforms, PEGA CASA or Compass, Decision Manager, Provenir, or Databricks.

Culture & Benefits

• Hybrid work arrangement with flexibility to manage work activities.
• Competitive salary and incentive pay.
• Banking benefits, benefits program, defined benefit pension plan, and employee share purchase plan.
• Vacation offering, wellbeing support, and employee recognition programs.
• Paid Purpose Day for personal growth and development.
• Inclusive and accessible candidate experience.

Hiring process

• May include an attribute-based assessment and skills tests such as simulation, coding, or French proficiency assessments.
• Artificial intelligence tools may be used during recruitment.