1 час назад
Loan Originator (Mortgage)
15$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Loan Originator (Mortgage) (Residential Lending): Originate residential mortgage transactions in Illinois by advising borrowers, matching applications to loan programs, reviewing credit and financial information, and developing referral relationships with realtors, builders, and bankers. with an accent on preliminary underwriting, federal lending regulations, and borrower support throughout the application and closing process. Focus on analyzing loan documentation, selecting appropriate mortgage products, and generating new mortgage business.
Location: Crystal Lake, Illinois
Compensation: Minimum estimated hourly rate of $15.00, plus eligibility for monthly commissions.
Company
Mortgage is a federally chartered residential mortgage lender and part of Financial Corporation, a financial services company with more than $66 billion in assets.
What you will do
- Procure new residential mortgage transactions and bring loan requests into the bank for processing.
- Assist borrowers with selecting mortgage programs, completing applications, and gathering supporting documentation.
- Assemble and review applications, conduct preliminary underwriting reviews, and analyze credit reports.
- Remain the primary contact for borrowers throughout the application and closing process.
- Develop referral relationships with realtors, builders, bankers, and other sources to generate new business.
Requirements
- At least two years of mortgage loan origination experience.
- Thorough knowledge of mortgage product pricing, underwriting requirements, residential processing, underwriting, and closing procedures.
- Knowledge of federal real estate lending regulations, including Truth-in-Lending and RESPA.
- Ability to analyze financial information, exercise sound judgment, and communicate effectively.
- Outlook proficiency and ability to travel.
- NMLS registration under the S.A.F.E. Act of 2008 is required.
Culture & Benefits
- Entrepreneurial culture with opportunities for professional development and upward mobility.
- Family-friendly work hours and a promote-from-within culture.
- Medical, dental, vision, life, disability, critical illness, accident, and pet insurance.
- Traditional and Roth 401(k) with company match, FSA, tuition reimbursement, and employee stock purchase plan.
- Parental leave, employee assistance program, transportation benefits, and banking benefits.
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