updated 1 month ago
Sr. Loan Officer (Mortgage)
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Job description
Text:
TL;DR
Sr. Loan Officer (Mortgage): Originating and processing real estate mortgage loans while sourcing leads, developing referral networks, and guiding applicants through loan applications with an accent on credit analysis, mortgage products, and regulatory compliance. Focus on evaluating borrower financial status, resolving application issues with processing and underwriting, and building relationships with real estate agents and referral sources.
Location: Remote USA
Company
is a distributed retail mortgage lender with more than 9,000 employees, over 700 branches, and loan servicing across all 50 states, Washington, D.C., and Puerto Rico.
What you will do
- Source mortgage leads and develop referral networks with real estate agents and other lead sources.
- Market mortgage products and services to individuals and firms.
- Meet with applicants, collect complete loan applications and documentation, and explain available loan and credit options.
- Analyze applicants’ financial status, credit, property evaluations, and market conditions to assess loan feasibility.
- Resolve customer questions and complaints while owning communication with real estate agents and referral sources.
- Collaborate with processing and underwriting teams to resolve mortgage application issues and participate in closings, open houses, seminars, and other lead-generating activities.
Requirements
- NMLS license required under the S.A.F.E. Act of 2008.
- Experience with retail mortgage product philosophy, policies, underwriting, procedures, documentation, and systems.
- Experience proactively soliciting new business and knowledge of mortgage products and programs.
- Strong analytical skills for evaluating credit requests and identifying market trends.
- Advanced communication and collaboration skills.
- Proficiency with Microsoft Word, Excel, PowerPoint, Outlook, and standardized software applications.
Nice to have
- Experience with Encompass.
Culture & Benefits
- Support for building a mortgage origination business through recruiting, marketing, and team development resources.
- Mortgage coaching is available.
- Medical, dental, and vision benefits for eligible employees.
- 401(k), company-provided short-term disability, employee assistance, and wellness programs.
- Entrepreneurial culture with cross-functional support and transparent communication.
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