Actuary/Sr. Actuary-ALM

Location: Addison, Texas, or Montpelier, Vermont, United States

Salary: $161,250–$236,500 USD annually

Company

hirify.global is an insurance company providing life insurance and annuity products, with a mission focused on financial stability and community impact.

What you will do

• Own the design, development, maintenance, and enhancement of the enterprise asset-liability management model.
• Model general account investments, including fixed income, structured assets, alternatives, derivatives, reinvestment, disinvestment, and economic scenarios.
• Analyze and explain duration, convexity, key rate exposures, cash flow matching, earnings, and surplus sensitivity across interest rate and equity scenarios.
• Translate strategic ALM questions into modeling specifications and communicate results to senior leadership and ALCO.
• Support asset adequacy testing, ORSA, capital, liquidity, statutory reporting, and risk stress-testing workstreams.
• Model hedging programs for indexed products and improve ALM model governance, validation, production, and documentation.

Requirements

• 8+ years of progressive actuarial experience for the Actuary level or 10+ years for the Senior Actuary level, including at least 5 years in ALM, asset modeling, or asset-intensive actuarial work.
• FSA or ASA designation and a bachelor’s degree in actuarial science, mathematics, finance, or a related quantitative discipline.
• Hands-on experience building and maintaining actuarial projection models on an open platform; MG-ALFA is preferred.
• Working knowledge of asset modeling, fixed income cash flows, structured assets, prepayment and default assumptions, and reinvestment and disinvestment strategies.
• Understanding of duration, convexity, key rate durations, cash flow matching, immunization, statutory regulations, and life and annuity products.
• Strong communication skills and the ability to explain technical modeling to senior management and cross-functional Investments, Risk, Finance, and Capital Management partners.

Nice to have

• Experience with economic scenario generators and stochastic scenario sets.
• Knowledge of asset adequacy testing, cash flow testing, ORSA, RBC including C-3, VM-20, and economic capital.
• Experience modeling derivatives and hedging programs involving options, swaps, and swaptions.
• Experience with private credit, structured assets, or less liquid asset classes.
• CFA designation or comparable investment credential.

Culture & Benefits

• Collaborative environment with opportunities for professional growth.
• Benefits begin on the first day and can be customized for individual and family needs.
• Benefits may include medical and financial coverage, 401(k) eligibility, vacation, sick time, and parental leave.
• Eligibility for discretionary annual incentive programs may apply.
• AI tools may be used responsibly to improve work quality, subject to confidentiality, privacy, security, compliance, and intellectual property policies.