Director, RMBS Trading & Residential Credit Investing

Location: Addison, Texas, or Montpelier, Vermont, United States

Salary: $163,125–$239,250 USD annually

Company

hirify.global is an insurance and investment management organization whose NLG Capital manages approximately $40+ billion in assets under management.

What you will do

• Lead trading and portfolio management across agency, non-agency, CRT, NPL/RPL, and other RMBS and structured credit sectors.
• Source, evaluate, price, structure, and execute residential credit and whole-loan transactions.
• Conduct relative value analysis, performance surveillance, scenario analysis, risk monitoring, and performance attribution.
• Build and enhance pricing, loan-level cash flow, prepayment, default, severity, and interest-rate models.
• Prepare and present investment committee memoranda covering return expectations, risk factors, and sensitivities.
• Lead and mentor junior team members while coordinating execution with legal, transaction management, counterparties, servicers, and middle- and back-office teams.

Requirements

• Bachelor’s degree in Economics, Finance, Mathematics, Statistics, or a related quantitative field, with a strong academic record.
• At least 7 years of experience in RMBS trading, whole-loan trading, residential credit investing, structured products, or mortgage analytics.
• Deep knowledge of residential mortgage products, securitization structures, and credit performance drivers.
• Strong financial modeling skills, including loan-level cash flow modeling, scenario analysis, yield analysis, and spread analysis.
• Experience presenting investments to investment committees and managing portfolios to drive P&L performance.
• Strong negotiation and cross-functional collaboration skills; prior team leadership or analyst management experience is preferred.

Nice to have

• Prior experience managing or mentoring junior investment or modeling professionals.

Culture & Benefits

• Collaborative, flat, and meritocratic investment culture centered on transparency, intellectual honesty, learning, and performance.
• Benefits begin on the first day and can be customized to individual and family needs.
• Benefits may include medical coverage, 401(k) eligibility, vacation, sick time, parental leave, and annual incentive programs.
• Paid volunteer time, charitable initiatives, and environmentally sustainable and healthy workplaces.
• Visa sponsorship is not available for this position.