Home Lending Credit Director

Location: PA - Pittsburgh (15222), United States; in-office role within hirify.global's footprint

Base salary: $143,000–$297,000 per year, plus incentive compensation based on company, business, and individual performance.

Company

hirify.global is a financial services company with a Risk Management organization supporting residential real estate credit and customer lending businesses.

What you will do

• Lead the development, review, and challenge of mortgage and home equity credit strategies across the full loan lifecycle.
• Assess loan sales, private-label securitizations, investor eligibility, salability, repurchase exposure, and credit quality implications.
• Evaluate new products, product expansions, customer segments, underwriting criteria, collateral requirements, controls, and risk appetite alignment.
• Monitor housing, regulatory, industry, economic, portfolio, collateral, delinquency, and geographic concentration trends.
• Partner with Product, Credit Policy, Capital Markets, Servicing, Default Management, Legal, Compliance, Finance, Model Risk, Enterprise Risk Management, and Asset Management.
• Prepare executive-level risk commentary, governance materials, recommendations, and examination or audit support.

Requirements

• University or college degree; a Bachelor's degree is listed, with comparable education, certifications, and experience potentially considered.
• Typically 8+ years of relevant industry experience and at least 5 years of management experience.
• Proven leadership experience with a large scope of responsibility.
• Knowledge of credit risk, portfolio management, risk management policies and procedures, quantitative techniques, and operational functions.
• Ability to apply analytical thinking, data analytics, decision-making, and risk appetite principles to consumer and mortgage lending.
• Ability to work in-office in Pittsburgh within hirify.global's footprint.

Culture & Benefits

• Inclusive workplace focused on customer experience, risk management, transparency, change, results, and employee development.
• Medical, prescription, dental, and vision coverage, with a Health Savings Account option.
• Life insurance, short- and long-term disability protection, 401(k) matching, pension, and stock purchase plans.
• Educational assistance, wellness programs with financial incentives, and dependent care support.
• Paid parental leave, up to 11 paid holidays, occasional absence days, and 15–25 vacation days depending on career level and service.