Parabroker/Credit Analyst (End-to-End)

Location: Philippines; fully remote. Working hours are Monday to Friday, 8:30 AM to 5:30 PM Brisbane Time.

Salary: PHP 80,000–110,000 per month.

Company

hirify.global supports mortgage lending operations through end-to-end loan file processing and credit analysis.

What you will do

• Manage loan files from broker handover through document collection, analysis, submission, settlement, and post-settlement.
• Analyse living expenses, PAYG income, self-employed income, credit files, and liabilities.
• Research lenders, check credit policies, recommend products, and prepare applications in Broker Engine.
• Order and track valuations, manage pricing requests, lender conditions, MIRs, and loan documents.
• Maintain accurate diary notes, document naming, filing, email templates, and deal-specific document requests.
• Track finance and settlement dates, coordinate with lenders, solicitors, and conveyancers, and escalate issues proactively.

Requirements

• At least 3 years of experience as a Credit Analyst or Parabroker with end-to-end processing experience.
• Strong understanding of the 5 C’s of Credit and lender credit policies.
• Experience analysing PAYG and self-employed income, pulling credit files, ordering valuations, and managing settlements.
• Experience with CRM systems, Microsoft Office, Quickli, lender servicing calculators, and broker portals.
• Excellent written and verbal English communication skills.
• Ability to work autonomously, maintain strong attention to detail, and drive files without micromanagement.

Nice to have

• Prior banking experience.
• Experience working with AFG.
• Strong lender policy and scenario knowledge.

Culture & Benefits

• Fully remote work from the Philippines.
• Autonomous role supporting one broker.
• Monday-to-Friday schedule aligned with Brisbane business hours.