Associate, Loan Management & Due Diligence

Location: Onsite in Dallas, Texas, United States

Company

hirify.global is a global investment banking and financial services firm.

What you will do

• Evaluate pool and bid data for non-performing, re-performing, and new-origination residential mortgage loan transactions.
• Normalize and load loan-level data, analyze and stratify portfolios, determine modeling assumptions, and produce bid packets and investment committee memoranda.
• Monitor portfolio changes, P&L, returns, cash flows, collateral performance, and interest-rate risk across mortgage whole-loan and warehouse positions.
• Provide qualitative and quantitative analysis of performance drivers and recommend strategies to asset managers and the trading desk.
• Reconcile post-bid settlement data and coordinate with transaction managers, due-diligence teams, Data Management, Operations, Technology, Controllers, Risk, and Modeling.
• Work with external servicers and portfolio managers, conduct model back-testing, and recommend adjustments to modeling assumptions.

Requirements

• Master’s degree in Quantitative Finance, Finance, Accounting, Economics, Business Analytics, or a related field plus one year of relevant experience, or a bachelor’s degree in a related field plus three years of relevant experience.
• Experience executing mortgage cash-flow models, explaining mortgage valuation drivers, and improving model accuracy and predictability.
• Experience building and maintaining cash-flow, prepayment, default, and loss-severity models for residential mortgage portfolios.
• Experience monitoring mortgage portfolio interest-rate risk, allocating hedge P&L, and reconciling post-bid settlement data.
• Proficiency with SQL and Python or R for data analysis, automation, and reporting.
• Ability to communicate portfolio analysis and strategic recommendations through presentations and reports.

Culture & Benefits

• Cross-functional collaboration with trading, risk, modeling, operations, technology, data management, and finance teams.
• Work with external portfolio servicers and managers across residential mortgage portfolios.
• Equal opportunity employment and a nondiscrimination commitment.