Senior Associate, Credit Risk Analytics (Fintech)

Location: Newark, Delaware, United States; flexible hybrid working arrangement

Company

hirify.global provides financing, guidance, and support for students throughout their higher-education journey.

What you will do

• Perform second-line analytical reviews of credit risk across underwriting, portfolio management, and loss mitigation.
• Evaluate the risk impact of strategy and environmental changes, including layered risks and emerging credit trends.
• Design Power BI dashboards and improve risk reporting workflows across operational, financial crime, technology, cyber, enterprise, controls, and compliance risk areas.
• Develop and optimize Python scripts and SQL queries for data extraction, manipulation, and reporting.
• Monitor portfolio credit quality, credit decision components, models, alternative data, and related tools.
• Document review results, support quarterly Chief Credit Risk Officer submissions, and communicate findings to business partners, senior leadership, and regulators.

Requirements

• Degree in statistics, economics, mathematics, quantitative science, or equivalent relevant experience.
• Advanced SQL coding skills with at least two years of experience.
• Experience in credit analytics, financial services, credit strategy, or an equivalent area.
• Applied experience with statistical tools such as SAS, Python, R, or Tableau.
• At least two years of experience building Power BI dashboards using DAX.
• Knowledge of credit policies, regulatory requirements, and standards, along with strong communication, presentation, organization, and stakeholder collaboration skills.

Nice to have

• Master’s or PhD degree.
• Advanced Python knowledge.
• Exposure to machine learning.
• Experience building Tableau dashboards.

Culture & Benefits

• Flexible hybrid working arrangements.
• Competitive base salary and bonus incentives.
• Generous paid time off, floating holidays, and observed federal holidays.
• 401(k) retirement plan with employer match and comprehensive health, dental, vision, disability, life, and pet insurance.
• Paid parental leave, adoption reimbursement, tuition reimbursement, and family scholarship programs.
• Career development, training opportunities, wellness programs, employee assistance, and fitness benefits.