Senior Manager-3 (Financial Risk)

Location: São Paulo, Brazil; at least 3 days per week in the office

Company

hirify.global is a global payments technology company facilitating transactions among consumers, merchants, financial institutions, and government entities.

What you will do

• Implement collateral structures for acquirers and other clients in line with applicable rules and risk-mitigation requirements.
• Monitor guarantees, collateral sufficiency and eligibility, maturity dates, formalization, policy adherence, and related systems and statements.
• Manage the collateral lifecycle, including creation, renewal, replacement, reinforcement, release, and enforcement.
• Prepare risk reports and management presentations covering indicators, exposures, guarantee positions, maturity dates, exceptions, and areas requiring attention.
• Analyze financial and operational information to identify risk deterioration, additional collateral needs, and deviations from defined parameters.
• Coordinate with clients and Risk, Sales, Legal, Compliance, Operations, and Finance teams; support audits, regulatory requests, controls, dashboards, and process improvements.

Requirements

• At least 8 years of relevant experience with a bachelor's degree, or at least 5 years with an advanced degree, or 2 years with a PhD.
• Experience in credit risk, financial risk, guarantee controls, structured transactions, credit back office, or related areas.
• Knowledge of settlement risk, exposure management, collateral monitoring, document analysis, contract management, and financial collateral instruments.
• Experience working with acquirers or payment facilitators; knowledge of the four-party payments model is required.
• Strong analytical, organizational, communication, stakeholder-management, and attention-to-detail skills.
• Fluent written and verbal Portuguese and English required. Proficiency in Microsoft Excel and PowerPoint is also required.

Nice to have

• Experience in issuer, acquirer, processor, or register companies.
• Experience with risk-control, contract-management, or collateral-management systems.
• Proficiency using artificial intelligence and digital tools to support analysis, presentations, and recurring activities.

Culture & Benefits

• Hybrid work arrangement with at least three office days per week, with exact expectations confirmed by the hiring manager.
• Opportunity to work on payment-risk and collateral-management processes with impact across a global payments network.
• Collaboration across Risk, Sales, Legal, Compliance, Operations, Finance, clients, and regional stakeholders.