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4 дня назад

Home Lending Loan Officer (Mortgage Lending)

Тип работы
fulltime
Английский
b2
Страна
US
Вакансия из списка Hirify.GlobalВакансия из Hirify Global, списка международных tech-компаний
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Описание вакансии

Текст:
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TL;DR
Home Lending Loan Officer (Mortgage Lending): Originating self-generated residential mortgage loans and building referral relationships with real estate professionals, builders, and internal partners with an accent on borrower financial analysis, loan structuring, and regulatory compliance. Focus on developing sustainable referral sources, managing loan files through underwriting and closing, and delivering accurate disclosures under SAFE Act and Regulation Z requirements.

Location: Hood River, Oregon, United States; occasional travel required.

Company

hirify.global provides banking and financial products, including residential mortgage lending.

What you will do

  • Originate self-generated residential mortgage loans through outside sales and referral relationships.
  • Develop and execute business development and marketing plans aligned with monthly and quarterly production standards.
  • Interview borrowers, analyze financial and credit information, identify financing objectives, and recommend mortgage products and pricing.
  • Collect applications and supporting documentation, including appraisals, title reports, financial information, and credit reports.
  • Manage loan files through processing, underwriting, closing, funding, and post-closing.
  • Maintain customer service, regulatory compliance, product knowledge, and accurate documentation; coach or train others when requested.

Requirements

  • At least 2 years of previous self-generated mortgage origination, sales, and loan structuring experience.
  • Knowledge of home lending processes, including processing, underwriting, closing, and funding.
  • Strong analytical, problem-solving, communication, negotiation, organization, and prioritization skills.
  • Ability to develop sustainable referral sources, generate leads, manage deadlines, and maintain internal and external relationships.
  • Proficiency with personal computers and software such as Word and Excel.
  • Must be registered as a Mortgage Loan Originator under the SAFE Act and authorized to perform closed-end MLO activities subject to Regulation Z.

Nice to have

  • High school diploma, GED, vocational training, or equivalent.
  • Bachelor’s degree in business, finance, or an equivalent field.

Culture & Benefits

  • The role is commission-based only and may include performance-based incentive compensation.
  • Eligible associates receive medical, dental, and vision coverage, with eligibility beginning the first day of the month following hire for associates scheduled at least 30 hours weekly.
  • Benefits include a 401(k) retirement plan with employer match, life and disability insurance, employee assistance, mental health resources, and identity theft protection.
  • Additional benefits include tuition assistance, legal support, insurance discounts, an online discount marketplace, and paid vacation, sick, volunteer, and holiday days.
  • Annual and job-specific compliance training is provided.

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