Underwriter, Germany (m/w/d)

Location: Germany, full remote work setup; regular travel across Germany is required for broker relationship management, client meetings, education, and market development.

Company

hirify.global provides active insurance and cybersecurity tools designed to help businesses prevent and manage digital risk.

What you will do

• Underwrite new and renewal accounts within delegated authority while following underwriting guidelines, risk appetite, carrier requirements, and German market expectations.
• Build relationships with cyber specialists and sophisticated property and casualty brokers in Germany.
• Maintain disciplined underwriting files, documentation, and internal tool usage.
• Lead broker and client meetings, including account strategy, presentations, and underwriting rationale.
• Handle complex coverage, structure, and wording discussions, escalating non-standard issues when needed.
• Partner with Sales, Product, Claims, CPU, and the security team to improve underwriting decisions, tools, guidelines, and processes.

Requirements

• 3–6+ years of underwriting or related experience, including exposure to cyber, technology errors and omissions, or other complex specialty risks.
• Ability to independently analyze underwriting and pricing risks and make sound decisions within authority.
• Ability to explain underwriting decisions and rationale to brokers and clients.
• Strong negotiation, communication, and relationship-management skills in a broker-distributed environment.
• Familiarity with the German broker landscape and commercial insurance market.
• Professional fluency in German and English.

Culture & Benefits

• Full-time employment contract in Germany.
• 30+ paid vacation days.
• Annual home office stipend and access to coworking spaces.
• Mental and physical health wellness programs.
• Remote-first and inclusive work culture with shared responsibility and ownership.
• Competitive compensation and opportunities for advancement.