Commercial Portfolio Manager (Commercial Banking)

Location: Preston Center, Dallas, Texas, United States

Company

hirify.global is a banking organization providing commercial lending, treasury, international banking, equipment finance, and private banking services.

What you will do

• Manage a portfolio of approximately 15–25 intermediate to complex Wholesale Banking relationships with more than $100 million in total commitments.
• Perform due diligence, credit analysis, underwriting, risk assessment, and preparation of approval packages for new and existing loans.
• Monitor portfolio performance, covenant compliance, borrower reporting, collateral, loan documentation, maturities, and exceptions.
• Prepare annual and administrative reviews, update borrower and facility risk ratings, and support Watch Reports and credit review activities.
• Partner with Relationship Managers, credit officers, market leadership, loan operations, legal counsel, and other internal teams.
• Support client servicing, new-client opportunity analysis, relationship growth, and cross-selling of ancillary banking products.

Requirements

• Bachelor’s degree required; Business Administration, Finance, Accounting, or a related field preferred.
• 5+ years of experience in credit analysis, underwriting, portfolio management, relationship management, or related commercial banking work.
• Credit analysis training or certification, advanced underwriting experience with complex commercial credits, and familiarity with syndication and participation credits.
• Ability to analyze business and personal financial statements, federal and state tax returns, financial ratios, and economic conditions.
• Knowledge of loan documentation, loan agreements, loan structuring, collateral perfection, liens, lending policies, and regulatory guidelines.
• Strong communication, presentation, negotiation, analytical, organizational, and problem-solving skills; proficiency in Microsoft Office.

Culture & Benefits

• Collaborative work with Relationship Managers, credit officers, senior management, and commercial banking partners.
• Ongoing development of advanced underwriting skills and analytical techniques.
• Ability to work independently with minimal supervision while managing multiple deadlines.
• Travel may be required, along with participation in client and prospect meetings.
• Annual completion of required bank training and adherence to banking, privacy, anti-money-laundering, and regulatory requirements.