Director, Collections Strategy (Fintech)
ΠΡΡΡ & Π‘ΠΎΠΏΡΠΎΠ²ΠΎΠ΄
ΠΠ»Ρ ΠΌΡΡΡΠ° Ρ ΡΡΠΎΠΉ Π²Π°ΠΊΠ°Π½ΡΠΈΠ΅ΠΉ Π½ΡΠΆΠ΅Π½ Plus
ΠΠΏΠΈΡΠ°Π½ΠΈΠ΅ Π²Π°ΠΊΠ°Π½ΡΠΈΠΈ
Location: Hybrid role based in the Newark, Delaware or Sterling, Virginia office; the Sterling office is planned to move to Arlington, Virginia in Fall 2026.
Company
provides private student lending and education-focused financial services designed to support students throughout their education journeys.
What you will do
- Develop and implement post-default recovery strategies across in-house collections, external agencies, and attorney networks.
- Evaluate and enhance collections contact strategies, including building AI capabilities and using analytics to personalize borrower outreach.
- Lead first-line-of-defense testing and monitoring, including testing for new or changed regulatory guidance.
- Define performance metrics, reporting, forecasting, and analysis to improve recovery outcomes, productivity, and cost efficiency.
- Present recommendations and analysis to senior executives and governance committees while partnering across business functions.
- Build, lead, train, and mentor a high-performing collections team and support staff recruitment.
Requirements
- Bachelorβs degree in business, economics, or a related field, or equivalent work experience.
- 10+ years of experience in financial services, including collections and/or recovery risk experience.
- Strong understanding of U.S. consumer protection laws, credit regulations, and industry practices, including the Fair Debt Collection Practices Act.
- Proficiency in SAS, SQL, and Microsoft Office products.
- Experience with financial forecasting, modeling processes, credit and financial models, and internal and external control requirements.
- Strong analytical, problem-solving, communication, relationship-building, and prioritization skills.
Culture & Benefits
- Flexible hybrid working arrangements.
- Competitive base salary and bonus incentives.
- Generous paid time off, floating holidays, and 12 observed federal holidays.
- Retirement 401(k) plan with employer match and financial-wellbeing support.
- Medical, dental, vision, disability, life, pet insurance, and other benefit options.
- Paid parental leave, adoption reimbursement, tuition reimbursement, family scholarship programs, wellness support, and career development opportunities.
ΠΡΠ΄ΡΡΠ΅ ΠΎΡΡΠΎΡΠΎΠΆΠ½Ρ: Π΅ΡΠ»ΠΈ ΡΠ°Π±ΠΎΡΠΎΠ΄Π°ΡΠ΅Π»Ρ ΠΏΡΠΎΡΠΈΡ Π²ΠΎΠΉΡΠΈ Π² ΠΈΡ ΡΠΈΡΡΠ΅ΠΌΡ, ΠΈΡΠΏΠΎΠ»ΡΠ·ΡΡ iCloud/Google, ΠΏΡΠΈΡΠ»Π°ΡΡ ΠΊΠΎΠ΄/ΠΏΠ°ΡΠΎΠ»Ρ, Π·Π°ΠΏΡΡΡΠΈΡΡ ΠΊΠΎΠ΄/ΠΠ, Π½Π΅ Π΄Π΅Π»Π°ΠΉΡΠ΅ ΡΡΠΎΠ³ΠΎ - ΡΡΠΎ ΠΌΠΎΡΠ΅Π½Π½ΠΈΠΊΠΈ. ΠΠ±ΡΠ·Π°ΡΠ΅Π»ΡΠ½ΠΎ ΠΆΠΌΠΈΡΠ΅ "ΠΠΎΠΆΠ°Π»ΠΎΠ²Π°ΡΡΡΡ" ΠΈΠ»ΠΈ ΠΏΠΈΡΠΈΡΠ΅ Π² ΠΏΠΎΠ΄Π΄Π΅ΡΠΆΠΊΡ. ΠΠΎΠ΄ΡΠΎΠ±Π½Π΅Π΅ Π² Π³Π°ΠΉΠ΄Π΅ β