Credit Strategy & Pricing Manager (Fintech)

Location: San Francisco, United States. Hybrid work model with in-office attendance required on Tuesdays, Wednesdays, and Thursdays; remote placement is not considered. The role primarily follows Pacific Time and includes monthly, quarterly, or as-needed travel to offices or other locations. Relocation may be offered based on the actual job level.

Base salary: $136,000–$155,000 annually, with potential eligibility for equity awards and an annual bonus.

Company

hirify.global, formerly LendingClub, develops focused financial products and mobile-first banking experiences aimed at helping millions of Americans make financial progress.

What you will do

• Develop and implement credit-risk strategies covering underwriting, pricing, loan amount assignment, and verification based on probability of default.
• Design A/B tests and hypothesis-testing frameworks to evaluate risk-return tradeoffs.
• Build automated dashboards for funnel conversion, strategy, and portfolio-performance KPIs, and present findings to senior management.
• Analyze loan data to identify risk-mitigation actions, pricing optimizations, and credit-expansion opportunities that improve risk-adjusted revenue.
• Evaluate non-traditional data sources and re-engineer existing data elements used in credit decisioning.
• Partner with technology teams to implement strategies accurately and develop or enhance AI-enabled tools and processes.

Requirements

• 3+ years of experience in credit, analytics, risk management, and/or data science.
• Bachelor’s degree or higher in statistics, mathematics, engineering, economics, or another quantitative field, or equivalent experience.
• Technical skills in SQL, SAS, R, and Python.
• Experience with BI or data-visualization tools such as Tableau or Excel.
• Excellent written and verbal communication skills.
• Active use of AI to improve work, with attention to accuracy and data sensitivity.

Culture & Benefits

• In-person collaboration within a hybrid work environment.
• Medical, dental, and vision plans for employees and their families.
• 401(k) matching and health and wellness programs.
• Flexible time-off policies for salaried employees.
• Up to 16 weeks of paid parental leave.
• Commitment to fairness, diversity, equity, inclusion, and reasonable workplace accommodations.

Hiring process

• Selected interviews may be recorded, transcribed, and summarized using AI tools.
• Candidates can opt out of recording, transcription, and summarization before scheduled interviews.