4 часа назад
Payments Operations Specialist
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Payments Operations Specialist (Payments/Fintech): Owning end-to-end payment operations for an integrated hotel payment processing platform with an accent on disputes, negative balance recovery, payout reconciliation, and risk monitoring. Focus on building scalable SOPs, automations, controls, and data dashboards while solving reconciliation discrepancies and maintaining accurate payment metrics.
Location: Barcelona, Spain; work arrangement: on-site
Company
provides an integrated hotel payment processing platform and operates from one of Europe's leading tech hubs with an international team.
What you will do
- Own the full dispute lifecycle, including intake, evidence preparation, representment, win-rate optimization, threshold monitoring, and escalation of at-risk accounts.
- Manage negative balance recovery through aging dashboards, cohort tracking, recovery-rate monitoring, and overdue-account outreach.
- Reconcile payment volumes, fees, reserves, and payouts across the payment platform, bank statements, and internal reporting; investigate discrepancies and automate recurring workflows.
- Monitor payment risk and fraud signals across connected accounts and coordinate account reviews, reserves, restrictions, and other risk activities with the payment provider.
- Maintain weekly risk dashboards and monthly KPI reporting as the source of truth for payments data, supporting financial close with the Controlling team.
- Build scalable SOPs, controls, audit trails, and knowledge-base documentation while partnering with Customer Care, Customer Success, Onboarding, Product, Finance, and the payment provider.
Requirements
- 2–4 years of experience in payments operations, disputes or chargebacks, or merchant risk at a PSP, fintech, marketplace, or platform business.
- Hands-on experience with dispute lifecycles, including evidence submission, representment, reason codes, and win-rate optimization.
- Experience with connected-account or platform payment models such as Stripe Connect, Adyen for Platforms, payment splits, negative balances, and reserves.
- Strong reconciliation skills across processor reports, bank statements, and internal ledgers, with advanced Excel or Google Sheets skills.
- SQL proficiency or a strong willingness to learn, combined with a data-driven, autonomous, structured, and proactive working style.
- Fluent English required. French, Spanish, Italian, or Portuguese is a plus.
Nice to have
- Familiarity with Visa and Mastercard dispute rules.
- French, Spanish, Italian, or Portuguese language skills.
Culture & Benefits
- Competitive salary and stock options with a progressive vesting schedule.
- Comprehensive health insurance.
- Flexible benefits for meals, childcare, transportation, and training.
- On-demand salary access.
- Book purchases and access to a shared team library.
- International team representing more than 35 nationalities.
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