Internal Audit Manager - Consumer & Business Banking

Location: Hybrid, 4 days per week onsite and 1 day remote; based in Buffalo, NY, Wilmington, DE, Bridgeport, CT, or Iselin, NJ. Must live within a commutable distance or be willing to relocate.

Salary: $107,500.00–$179,100.00 annual, USD.

Company

M&T Bank provides banking and financial services across consumer and business banking.

What you will do

• Lead risk assessment, annual audit planning, audit execution, continuous auditing, and validation across Consumer and Business Banking domains, including Retail, Mortgage, products, processes, portfolios, third parties, and technology platforms.
• Lead auditors in identifying, assessing, and testing operational, regulatory, compliance, business, credit, technology, and IT general control risks.
• Evaluate control effectiveness and maintain coverage aligned with regulatory guidance, examination expectations, professional standards, and internal audit methodology.
• Manage multiple audit engagements, apply data analytics and technology-enabled audit techniques, and communicate status, emerging risks, and significant issues to audit leadership and executives.
• Advise Banking, Technology, and Risk Management stakeholders, recommend control enhancements, and represent Internal Audit on cross-functional working groups.
• Coach and mentor auditors and contribute to staffing, performance evaluations, promotions, compensation recommendations, and performance management.

Requirements

• Bachelor’s degree, preferably in Accounting, Business, Finance, Technology, Cybersecurity, Mathematics, Statistics, or a related field, plus 7 years of relevant experience, including 2 years of supervisory or managerial experience.
• Strong leadership skills with the ability to develop and coach others.
• Excellent verbal and written communication skills.
• Strong project management, analytical, and interpersonal skills, with sound judgment and critical thinking.
• Effective negotiation skills and the ability to maintain an independent viewpoint in senior-level discussions.
• Working knowledge of regulatory guidance and examination expectations across Consumer and Business Banking, including consumer protection, fair lending, UDAAP/UDAP, TILA, HMDA, and mortgage servicing expectations as applicable.
• Ability to oversee operational, compliance, and technology audit procedures and maintain audit readiness for regulatory reviews and examinations.
• Ability to communicate with Senior, Middle, and Line Management, External Auditors, and regulatory agencies.

Nice to have

• MBA or master’s degree in an appropriate field.
• 3–5 years of IT audit experience.
• 7–10 years of people leadership experience.
• CPA, CIA, CISA, or similar professional certification.
• Financial Services industry experience, particularly in banking, credit, or lending.
• Experience with technology risk, IT controls, cybersecurity, or data governance supporting Consumer and Business Banking processes.

Culture & Benefits

• Hybrid work arrangement with four onsite days and one remote day per week.
• Inclusive and collaborative work environment aligned with M&T Bank values.
• Opportunity to influence risk outcomes, protect the organization, and support responsible growth.
• Work with senior leaders and contribute to the strategic advancement of the Internal Audit function.