Mortgage Loan Officer (Finance)

Location: Melville, New York, United States

Salary: $17.00 per hour; the job description also states a base pay of $11.54 per hour depending on local minimum wage, plus commission.

Company

TD is a large financial institution providing banking products and services to households and businesses in Canada, the United States, and other markets.

What you will do

• Meet with prospective customers and referral partners to identify residential mortgage opportunities.
• Explain mortgage products, evaluate customer needs, and guide applicants through the loan process.
• Collect and verify applications, supporting documentation, and underwriting information.
• Underwrite loans within the authorized scope, communicate decisions, and clear processing conditions.
• Coordinate with customers, underwriters, processors, realtors, closing agents, and other stakeholders through closing.
• Achieve sales goals, generate referrals, participate in home financing events, and maintain compliance with mortgage policies and regulations.

Requirements

• Bachelor’s degree or equivalent progressive work experience.
• At least 2 years of mortgage origination experience.
• Proven sales, negotiation, communication, time management, and self-direction skills.
• Knowledge of mortgage products, lending practices, industry regulations, and retail mortgage procedures.
• Ability to learn mortgage origination and automated underwriting systems and use standard PC applications.
• Eligibility for registration as a mortgage loan originator with the NMLS and employment with a covered financial institution is required.

Culture & Benefits

• Full-time schedule of 40 hours per week.
• Training and onboarding are provided.
• Access to career development conversations, online learning, mentoring, and training programs.
• Benefits include health and well-being programs, savings and retirement plans, paid time off, banking benefits, discounts, and incentive compensation eligibility.
• Occasional domestic travel may be required.

Hiring process

• Selected candidates will be contacted to schedule an interview.
• Employment requires satisfactory criminal background and credit report checks, along with required regulatory certifications.