обновлено 9 дней назад
Analyst II, Credit Analysis (Agribusiness)
63 288 - 104 425$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Analyst II, Credit Analysis (Agribusiness) (Credit underwriting and agribusiness lending): Conducting independent credit analysis for agribusiness loan requests with an accent on financial statements, guarantor cash flow, collateral, and borrower risk assessment. Focus on preparing credit memos, applying risk rating matrices, performing sensitivity analysis, and ensuring lending policy and BSA/AML compliance.
Location: Omaha, United States; hybrid schedule with in-person collaboration three days per week and remote flexibility two days per week
Salary: $63,288–$104,425 base pay annually
Company
is a banking organization providing lending and financial services.
What you will do
- Conduct independent credit underwriting for new requests, renewals, and annual reviews.
- Prepare loan presentation packets and credit memorandums.
- Analyze borrower, guarantor, and related-entity financial statements, tax returns, cash flow, and contingent liabilities.
- Perform collateral analysis, margin and loan-to-value calculations, risk rating, and sensitivity analysis.
- Research borrowing entities, related commitments, industry risks, and relevant economic variables.
- Discuss credits with Relationship Managers, Credit Approvers, and subject-matter experts while maintaining accurate documentation and service levels.
Requirements
- Bachelor’s degree in Accounting, Finance, Economics, Agribusiness, or a related field, or equivalent work experience.
- 1–3 years of credit analysis experience and required agribusiness experience.
- Strong understanding of financial statements, lending policies, documentation, cash flow analysis, and collateral analysis.
- Strong analytical and critical-thinking skills, accuracy, thoroughness, and the ability to manage multiple deadlines independently.
- Unrestricted United States work authorization is required; future sponsorship is not available.
Culture & Benefits
- Hybrid work environment with tools and technology supporting transitions between office and remote work.
- Medical, dental, and vision insurance.
- 401(k) with matching contributions and health savings account options.
- Time off programs, disability insurance, employee banking, tuition assistance, and growth opportunities.
- Workplace focused on belonging and respectful collaboration.
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