2 часа назад
Business Banking Underwriter 1
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Business Banking Underwriter 1 (Commercial Credit): Preparing financial analyses and full underwriting presentations for current and prospective commercial loan customers with an accent on financial statement spreading, creditworthiness analysis, and cash flow evaluation. Focus on identifying credit risks, assessing industry and economic conditions, completing covenant and risk-rating analyses, and making lending recommendations under established banking policies.
Location: Charlotte, North Carolina, United States; onsite at 401 S Graham St.
Company
is a banking organization providing commercial lending and financial services.
What you will do
- Prepare financial analyses and full underwriting presentations for current and prospective commercial loan customers.
- Spread financial statements and complete risk ratings, covenant tests, cash flow, and global cash flow analyses.
- Analyze borrower creditworthiness and perform credit investigations to support lending recommendations.
- Research industry, borrower, and economic conditions using available data sources.
- Support process, role, responsibility, and output improvements with the manager.
- Follow banking policies, regulatory requirements, and the company risk management program.
Requirements
- Bachelor’s degree in business or a related field.
- At least 1 year of related experience.
- Knowledge of commercial lending, underwriting practices, banking practices, commercial banking policies, procedures, and government regulations.
- Analytical, organizational, interpersonal, communication, and customer service skills.
- Microsoft Excel at an intermediate level; basic proficiency in Microsoft Word and PowerPoint.
- Must be legally authorized to work in the United States; employment-based visa sponsorship is not provided.
Culture & Benefits
- Work is performed in a traditional office environment.
- Employees are expected to maintain compliance with regulatory laws and company procedures.
- provides a discrimination- and harassment-free workplace.
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