Private Client Lead Underwriter

Location: Tampa, FL, USA

Company

Orchid Insurance is an Arrowhead Intermediaries company within Brown & Brown, focused on specialty insurance underwriting.

What you will do

• Serve as the primary underwriter for assigned specialty products, reviewing submissions, evaluating risks, negotiating terms, issuing quotes, binding coverage, and servicing policies.
• Establish and grow a specialty underwriting practice focused on high-value and ultra-high-value homes.
• Build relationships with retail and wholesale agents, brokers, carrier partners, Lloyd’s, and other specialty markets.
• Own premium growth, retention, underwriting quality, and profitability while setting production and profitability goals with leadership.
• Monitor market conditions and underwriting trends while collaborating with Programs, Sales and Marketing, Operations, and Leadership.
• Hire and lead an underwriting team and travel as needed, including occasional international travel.

Requirements

• At least 5 years of underwriting experience, including specialty, broker placement-based property, and high-value properties.
• Ability to independently manage the full underwriting lifecycle.
• Knowledge and experience in CAT-exposed property lines, including risk models and pricing analytics.
• Strong broker-facing communication and relationship-building skills.
• Business and financial acumen, with an entrepreneurial mindset and comfort building a new underwriting practice.
• Willingness and ability to travel occasionally, including internationally; routine travel may require driving a personal or rental vehicle.
• Acceptable Motor Vehicle Report results at hiring and periodically afterward, with minimum required insurance coverage maintained.
• Florida 2-20 insurance license, or the ability to acquire and maintain it, as required by Florida law. Non-resident Florida employees must hold or acquire the equivalent non-resident Property & Casualty license.

Culture & Benefits

• Meritocratic culture that rewards self-starters and commitment to customer outcomes.
• Medical, prescription, dental, vision, life, and disability insurance.
• ESPP, 401(k), student loan assistance, and tuition reimbursement.
• Mental health and enhanced advocacy services.
• Paid time off, holidays, preferred partner discounts, and additional benefits subject to eligibility and waiting periods.