Lead RL

Location: Timonium, Maryland, United States of America; four days per week in the Timonium Center office

Salary: $28.60–$47.66 hourly (USD)

Company

M&T Bank provides banking and financial services, including business banking and lending operations.

What you will do

• Lead portfolio and risk management activities supporting the Business Banking Sales Division.
• Oversee compliance with credit policies, business financial documentation, loan documentation, and regulatory requirements.
• Coordinate credit underwriting, legal, external counsel, document preparation, sales, and relationship management partners to support timely loan closings.
• Manage transaction requests, documentation collection, fraud support, issue resolution, escalations, maturing loans, exception pricing, annual reviews, and covenant compliance.
• Research complex client and bank issues, evaluate trade-offs, identify risks, and propose mitigations.
• Coach and mentor team members, delegate work, lead training, and drive process improvement initiatives.

Requirements

• Bachelor’s degree, or at least three years of banking or financial industry experience in lieu of a degree.
• Experience with lending operations, business banking loan approvals, financial statements, and loan documentation.
• Knowledge of banking systems, policies, procedures, regulations, and state and courthouse filings.
• Ability to work collaboratively with tact and diplomacy in a fast-paced, deadline-driven environment.
• Proficiency with Adobe DC, Salesforce, Microsoft Word, Excel, and relevant banking systems.
• Ability to work four days per week from the Timonium Center office in Timonium, Maryland.

Culture & Benefits

• Opportunity to lead operational and sales partners across business banking activities.
• Coaching, mentoring, and team development responsibilities.
• Focus on belonging and reflecting the M&T Bank brand.
• Work includes maintaining internal controls and implementing audit and regulatory issue remediation.