Credit Manager I (Commercial Real Estate)

Location: Houston, TX; office-based. Applicants must be currently authorized to work full time in the United States.

Company

hirify.global is a national bank providing commercial lending and real estate financing services.

What you will do

• Underwrite commercial real estate loans and evaluate creditworthiness against lending policies.
• Manage loan maturities, renewals, extensions, modifications, and annual review packages.
• Analyze and structure loan requests using commercial real estate underwriting standards.
• Prepare loan approval documents and written evaluations of borrowers, sponsors, and guarantors.
• Coordinate appraisals, environmental reports, property condition reports, and other third-party due diligence.
• Manage, review, mentor, and support the professional development of Credit Analysts.

Requirements

• Bachelor’s degree.
• 5+ years of commercial real estate experience.
• Current full-time authorization to work in the United States.
• Ability to analyze financial data and narrative information thoroughly and efficiently.
• Strong written and verbal communication, organizational, planning, and follow-up skills.
• Ability to manage multiple tasks independently while maintaining quality and attention to detail.

Nice to have

• 2+ years of management or team leader experience.
• Formal commercial credit training.
• Proficiency with Microsoft Office and internet resources.
• Customer service, sales, and relationship management experience.

Culture & Benefits

• Full-time, exempt position.
• Office workplace with specific work arrangements provided by the hiring team.
• Work environment combines in-office collaboration with potential work-from-home flexibility where applicable.
• Immigration sponsorship is not available, including support for obtaining work authorization.