23 часа назад
Mortgage Loan Officer (Residential Mortgages)
Мэтч & Сопровод
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Описание вакансии
Текст:
TL;DR
Mortgage Loan Officer (Residential Mortgages): Developing profitable residential mortgages by building referral relationships, evaluating customer credit potential, and guiding borrowers through loan approval and closing with an accent on mortgage product recommendations, underwriting documentation, and customer service. Focus on growing mortgage business, advising customers on conventional and government-backed loan options, and maintaining compliant loan origination practices.
Location: Columbia, South Carolina, United States. Workplace type: Office.
Company
provides banking and financial services, including residential mortgage lending.
What you will do
- Develop mortgage loan business through internal and external referral sources.
- Build and maintain relationships with community members, clients, and loan origination sources.
- Evaluate customer financial information and recommend suitable mortgage and financial products.
- Advise customers on loan applications, product advantages and disadvantages, and the approval-to-closing process.
- Secure and verify information required for underwriting while providing customer service.
- Identify opportunities to cross-sell financial products and services and maintain current knowledge of lending policies, pricing, and regulations.
Requirements
- Current authorization to work full-time in the United States is required.
- High school diploma or GED.
- At least one year of mortgage loan origination experience, preferably in a bank.
- NMLS license.
- Knowledge of mortgage procedures, documentation, and underwriting guidelines.
- Effective written and verbal communication, organization, multitasking, and PC and internet skills.
Nice to have
- Existing pipeline and book of business.
- Bachelor's degree.
- Knowledge of conventional, FHA/VA, construction lending, and portfolio mortgage programs.
Culture & Benefits
- Office-based workplace with potential flexible arrangements for certain positions, subject to hiring team confirmation.
- Focus on customer service, community relationships, and collaboration between office and remote work environments where applicable.
- No immigration sponsorship is available, including assistance with F-1, H-1B, O-1, TN, or E-3 work authorization.
- Equal opportunity and tobacco-free hiring practices.
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