1 час назад
Mortgage Loan Originator
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Mortgage Loan Originator (Mortgage Lending): Originating portfolio, conventional, FHA, VA, and RD mortgage loans while advising borrowers and promoting bank products with an accent on regulatory compliance, investor guidelines, and loan pipeline coordination. Focus on collecting and verifying borrower documentation, resolving application discrepancies, coordinating closings, and maintaining referral networks.
Location: River Ranch - Lafayette, Louisiana, United States
Company
is a banking organization providing mortgage lending and other financial products and services.
What you will do
- Originate portfolio, conventional, FHA, VA, and RD mortgage loans in compliance with investor requirements and applicable laws.
- Provide mortgage advice, collect complete borrower applications, and obtain documentation for income, assets, property, debt, and credit verification.
- Manage the loan pipeline and coordinate daily with processors, underwriters, closers, borrowers, Realtors, and closing agents.
- Prepare borrowers for the mortgage process, communicate application updates, explain closing costs, and notify applicants of approvals or denials.
- Develop referral networks with bank associates, Realtors, builders, and community contacts.
- Maintain timely compliance disclosures and stay current on mortgage products, regulations, investor guidelines, and banking requirements.
Requirements
- At least 2 years of sales experience.
- Knowledge of mortgage laws, procedures, rules, regulations, and bank policies at federal, state, local, and bank-wide levels.
- NMLS registration under the SAFE Act is required, including registration or transfer immediately after starting and annual renewal.
- Excellent communication, analytical, customer service, organizational, and presentation skills.
- Ability to work effectively with personnel at all levels, meet deadlines, work under stress, and travel when required.
- Ability to use or learn Microsoft Office and Outlook.
Nice to have
- Bachelor's degree.
- More than 2 years of mortgage origination experience.
Culture & Benefits
- Full-time employment within a banking organization.
- Collaboration with multiple banking business lines and mortgage operations teams.
- Work includes interaction with borrowers, referral partners, and community contacts.
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