CRE Portfolio Manager 4 (Commercial Real Estate)

Location: Ballantyne, Charlotte, United States

Company

hirify.global is a banking organization providing commercial lending and related financial services.

What you will do

• Evaluate, recommend approval or decline, and manage difficult and increasingly complex commercial real estate loan applications.
• Analyze borrower financial statements, tax returns, company information, industries, markets, and macroeconomic factors.
• Prepare credit approval packages and support transaction structure and pricing with CRE Bankers and senior portfolio managers.
• Review loan and construction documentation, including draw requests, inspections, cost schedules, and certifications.
• Underwrite extensions, modifications, and renewals while updating borrower credit files.
• Monitor loan compliance, documentation exceptions, risk ratings, collateral, project performance, and portfolio quality across 20–25 accounts and $100MM–$200MM in commitments.

Requirements

• Bachelor’s degree in business administration, finance, accounting, or a related field.
• Seven to ten years of credit analysis experience working with commercial real estate underwriters and relationship bankers.
• Successful completion of a formal commercial credit training program.
• Experience supporting senior bank officers with complex, diversified, sensitive, and high-value credits.
• Thorough knowledge of commercial lending, documentation, underwriting, regulatory guidelines, financial ratios, and credit analysis.
• Effective oral and written communication in English, with the ability to interpret regulations and prepare detailed reports and business correspondence.

Nice to have

• Master’s degree.
• Experience working with senior lenders on complex accounts.

Culture & Benefits

• Full-time employment in a commercial banking environment.
• Close collaboration with Commercial Real Estate Bankers, underwriters, and other business partners.
• Participation in civic, community, and industry activities as needed.
• Work requires meeting deadlines, handling sensitive customer information, and traveling when necessary.
• Compliance with applicable federal, state, and local banking laws and regulations is required.