1 день назад
Commercial Portfolio Manager (Banking)
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Commercial Portfolio Manager (Banking): Managing and underwriting Wholesale Banking loan portfolios spanning commercial and industrial, manufacturing, distribution, professional services, transportation, and specialty relationships with an accent on credit analysis, risk assessment, and portfolio monitoring. Focus on preparing credit approval packages, evaluating borrower financial capacity, monitoring covenants and documentation, and identifying cross-sell opportunities.
Location: Center, New Orleans, Louisiana, United States
Company
is a banking organization providing Wholesale Banking, lending, treasury, international banking, equipment finance, and private banking services.
What you will do
- Manage a portfolio of approximately 15–25 Wholesale Banking relationships with total commitments of approximately $50–75 million.
- Perform due diligence, credit analysis, underwriting, borrower and facility risk assessments, and credit approval package preparation.
- Monitor portfolio performance, covenant compliance, loan documentation, collateral, maturities, past-due loans, and regulatory requirements.
- Prepare annual and administrative reviews using borrower and guarantor financial statements, tax returns, reporting data, and industry analysis.
- Partner with Relationship Managers, Commercial Client Administrators, credit officers, market leadership, loan operations, audit, and other internal teams.
- Support client and prospect calls, new-business opportunity memos, credit presentations, Watch Reports, and cross-sell opportunities.
Requirements
- Bachelor’s degree required; Business Administration, Finance, Accounting, or a related field preferred.
- 3+ years of general banking, credit analysis, relationship management, or related experience.
- Experience or training in credit analysis, underwriting, loan portfolio management, and commercial banking is preferred.
- Ability to analyze business and personal financial statements, federal and state tax returns, financial ratios, credit risk, and economic conditions.
- Knowledge of loan documentation, loan agreements, loan structuring, collateral perfection, liens, lending policies, and regulatory guidelines.
- Strong communication, presentation, negotiation, analytical, organizational, multitasking, and problem-solving skills; proficiency with Microsoft Office Suite.
Culture & Benefits
- Full-time employment in a collaborative commercial banking environment.
- Ability to travel and work under stress while meeting deadlines is required.
- Annual participation in at least one civic, community, or industry-related activity is strongly encouraged.
- Mandatory completion of assigned bank training and adherence to confidentiality, anti-money-laundering, fair-lending, OFAC, CRA, and Bank Secrecy Act requirements.
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