Sr Manager, Chief Risk Officer

Location: San Juan, Puerto Rico. Travel required up to 20%, including several annual trips to headquarters in Plano, Texas.

Company

Automotive company developing mobility solutions and operating financial services for dealers and customers.

What you will do

• Lead enterprise risk management, operational risk governance, risk committees, key risk indicators, audit remediation, business continuity, fraud, and vendor risk activities.
• Manage credit risk analytics, portfolio reviews, stress testing, forecasting, loss-reserve models, and risk reporting for a portfolio with approximately $2 billion in exposure.
• Oversee dealer lending and wholesale operations, including credit packages, commercial loan structuring, dealer takeovers, portfolio monitoring, renewals, collateralization, and special-assets remediation.
• Lead the development, recalibration, monitoring, and governance of credit scorecards, behavioral models, auto-decisioning policies, and loss-provision models.
• Supervise data extraction, reporting, dashboards, data governance, data quality, privacy, security controls, and cloud-based data initiatives using tools including Power BI.
• Manage risk, analytics, and lending professionals while partnering with Sales, Legal, Compliance, Finance, Accounting, Data Science, IT, and regional leadership.

Requirements

• Bachelor’s degree in Business Administration, Accounting, Finance, or Operational Management.
• 10+ years of relevant or progressive experience.
• Experience in enterprise risk management within financial services, banking, or the automotive industry.
• Strong written and oral communication skills in English and Spanish.
• Knowledge of portfolio management, scorecard/model development, financial modeling, project management, data architecture, data stewardship, release testing, and QA procedures.
• Proficiency with Microsoft Office, including Excel, Word, PowerPoint, SharePoint, and Power BI.

Nice to have

• Master’s degree.

Culture & Benefits

• Collaborative and respectful work environment focused on innovation, inclusion, and professional growth.
• Cross-functional work with local and regional business leaders.
• Travel opportunities to headquarters and dealer locations, with travel up to 20% of the time.