Senior Credit Risk Analyst (Financial Services)

Location: Remote within approved locations in the United States. Candidates must reside in Washington, Oregon, Idaho, Arizona, Texas, Georgia, South Carolina, North Carolina, California, or Virginia. Washington residents within reasonable driving distance of Tukwila must work from headquarters on Tuesdays and Wednesdays; candidates outside the commute distance may work remotely.

Salary: $106,600–$130,100 target annual pay range; full annual pay range of $82,900–$154,000. Performance-based compensation incentives are also available.

Company

hirify.global is a purpose-driven financial institution serving 1.5 million members and managing more than $30 billion in assets.

What you will do

• Analyze Small and Medium Business lending portfolio performance using SQL, SAS, Python, and other analytical tools.
• Identify portfolio trends, risks, opportunities, and implications for credit strategy and lending decisions.
• Develop and maintain recurring and ad hoc reporting, including quarterly reviews of exposure, balances, product performance, and portfolio health.
• Partner with Credit Risk leaders and business stakeholders on lending strategies, policy changes, portfolio initiatives, and risk governance.
• Present findings and recommendations to stakeholders and support evidence-based business decisions.
• Lead analytical projects from data discovery through recommendations while improving reporting and analytical processes.

Requirements

• Bachelor’s degree in a quantitative or business field, or equivalent experience.
• At least five years of related experience in credit risk analytics.
• Advanced experience with quantitative software and database querying tools such as SAS, SQL, and Python.
• Advanced experience with presentation and visualization tools such as Tableau, Power BI, or PowerPoint.
• Ability to analyze portfolio performance, formulate recommendations, communicate findings, and influence decisions through data.
• Ability to work independently and collaboratively with sound judgment, project ownership, and stakeholder management skills.

Nice to have

• Advanced degree.
• Experience in banking, credit unions, fintech, or broader financial services.
• Experience with business, commercial, consumer, credit card, mortgage, or auto lending portfolios.
• Experience with credit policy development, risk governance, or project management.

Culture & Benefits

• People-focused environment guided by a “people helping people” philosophy.
• 401(k) company match of up to 3% and a 4% annual hirify.global contribution.
• Medical, dental, and vision coverage with family contributions.
• PTO program, PTO exchange program, and tuition reimbursement.
• hirify.global Cares volunteer time off and donation matching.