1 день назад
Payments Operations Lead (Fintech)
130 000 - 150 000$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Payments Operations Lead (Fintech): Building and owning payment operations for an AI-native revenue platform, including reconciliation, disputes, reserves, fraud controls, and merchant risk, with an accent on ACH-first payment flows and high-value B2B merchants. Focus on designing scalable payment systems, setting risk thresholds, managing chargebacks and AML policies, and protecting billions of dollars in payment volume.
Location: New York City, United States; onsite five days a week at the Soho office.
Salary: $130,000–$150,000 per year plus equity.
Company
is an AI-native revenue platform that automates billing, collections, revenue recognition, and reporting for finance and accounting teams.
What you will do
- Build the payments operations function, selecting systems, defining architecture, and hiring the future team.
- Own merchant risk management, including risk registers, detection triggers, remediation paths, reserves, holdbacks, and escalation thresholds.
- Run daily reconciliation across balance accounts and settlement, including alerting and break investigations.
- Set fraud, AML, merchant acceptance, and payment-partner risk policies.
- Build merchant-facing dispute and chargeback self-service workflows and own outcomes.
- Scale merchant underwriting, onboarding, sign-up, and acquirer migration as volume grows.
Requirements
- 5+ years of experience in payments operations, risk, fraud, or dispute operations.
- At least 2 years at a payment facilitator, processor, or platform such as Stripe Connect, Adyen for Platforms, Square/Block, Shopify Payments, or similar.
- Experience building payment processes and operating mechanics for reserves, holdbacks, offset rights, and merchant balances.
- Working knowledge of ACH returns and card chargebacks, including return handling and payer-notification workflows.
- Strong systems thinking, metrics-driven decision-making, and the ability to collaborate across Legal, Engineering, Finance, and payment partners.
- Ability to work onsite in New York City five days per week.
Nice to have
- Experience scaling merchant-facing dispute self-service.
- Experience supporting an acquirer migration involving live merchant volume.
- Familiarity with B2B billing or invoicing platforms and their risk profiles.
- Experience with treasury or banking-partner relationship management.
Culture & Benefits
- Founding role on a new payments team with high ownership and visible impact.
- Competitive compensation, equity, and unlimited PTO.
- Up to 100% employer-covered monthly medical, dental, and vision premiums.
- Lunch provided through Sharebite and dinner for later in-office days.
- Up to 12 weeks of parental leave, commuter and parking benefits, voluntary insurance, an Employee Assistance Program, One Medical membership, and a 401(k).
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