Financial Crimes Compliance Investigator

Location: Hybrid or remote within the United States; offices in New York, Miami, and San Francisco. Relocation expense coverage to New York or San Francisco may be available.

Salary: $140,000–$175,000 target base in New York City or San Francisco; $126,000–$157,000 nationwide, plus equity.

Company

Ramp builds financial infrastructure that automates payments, risk flagging, spend categorization, and financial close processes for businesses.

What you will do

• Lead comprehensive investigations of escalated transaction-monitoring alerts and internal referrals.
• Make risk-based recommendations on account restrictions, offboarding, and risk acceptance, and present findings to the Account Review Board.
• Draft and file SARs, prepare UARs and partner reports, and maintain clear, evidence-based case documentation.
• Conduct secondary and peer reviews of investigations and regulatory filings.
• Improve investigation workflows, procedures, quality standards, tooling, training, and controls.
• Partner with Compliance, Risk, Product, Engineering, Design, Data, and Operations on scalable automation and AI-enabled capabilities.

Requirements

• At least 5 years of BSA/AML advisory or operations experience, including 2 years in BSA/AML investigations.
• Experience drafting and filing SARs and recommending account actions to leadership.
• At least 1 year of experience conducting secondary or peer reviews of financial-crimes investigations.
• Deep knowledge of money-laundering and terrorist-financing typologies and business-customer risk.
• Experience improving financial-crimes processes, controls, tooling, training, or quality standards.
• AI fluency and prior fintech experience, including the ability to design validated, repeatable AI-assisted workflows.

Nice to have

• Experience with bank partners, card issuers, payment partners, audits, diligence requests, or operational escalations.
• ACAMS certification or an equivalent qualification.
• Experience delivering automation or AI-assisted workflow improvements in regulated compliance environments.

Culture & Benefits

• Flexible paid time off and home-office equipment ordering.
• Medical, dental, and vision coverage with regional plan variations, plus wellness and healthcare benefits.
• 401(k) or regional retirement plans with employer matching.
• Paid parental leave, fertility benefits, pet insurance, and employee assistance programs.
• In-office meals, snacks, drinks, coffee stipends, and intra-office travel support.
• Relocation expense coverage to New York or San Francisco if needed.