Jumbo Underwriter

Location: Remote USA

Company

hirify.global is a large distributed retail mortgage lender serving customers across all 50 states, Washington, D.C., and Puerto Rico.

What you will do

• Evaluate jumbo loan applications for risk, accuracy, completeness, investor requirements, and program criteria.
• Calculate qualifying income and analyze tax returns, financial statements, borrower profiles, credit reports, title reports, and assets.
• Review complex business returns, residential appraisals, collateral documentation, and third-party valuation, fraud, and compliance services.
• Complete new underwriting reviews, condition reviews, and other pipeline tasks within established turn times.
• Communicate loan decisions, conditions, documentation requirements, and possible scenarios to originators, processors, branch managers, funders, and post-closers.

Requirements

• Bachelor’s degree or an equivalent combination of education and experience.
• At least 3 years of jumbo products and non-agency underwriting experience.
• Experience reviewing residential appraisals, compliance and disclosure requirements, and closing, post-closing, and quality control responsibilities.
• Working knowledge of ATR/QM requirements and proficiency with Microsoft Word, Excel, and Outlook.
• Excellent communication skills and the ability to manage an individual underwriting pipeline.

Nice to have

• DE, SAR, or LAPP certifications.
• Experience with Encompass LOS.

Culture & Benefits

• Supportive, transparent, and entrepreneurial work culture.
• Medical, dental, and vision coverage for eligible employees.
• 401(k) plan, company-provided short-term disability, employee assistance, and wellness programs.
• Opportunities for career growth and cross-functional support.