Data Analytics Consultant (Consumer Lending)

Location: US Remote

Salary: $69,840–$96,000 annually

Company

hirify.global provides decisioning platforms and analytics tools that help financial institutions improve underwriting, lending performance, and risk management.

What you will do

• Analyze credit bureau, application, and loan performance data to evaluate portfolio risk, approval trends, delinquency, charge-offs, and loss rates.
• Review underwriting guidelines, scorecards, and decision rules to identify optimization opportunities.
• Interpret consumer credit reports, including tradelines, inquiries, utilization, and public records.
• Develop client-facing reports and dashboards that communicate portfolio performance and risk trends.
• Lead client meetings, present findings, explain credit risk drivers, and recommend lending strategies.
• Collaborate with analytics, engineering, and product teams while contributing to scalable monitoring tools, documentation, and best practices.

Requirements

• Bachelor’s degree in Finance, Economics, Business, Statistics, Mathematics, Data Analytics, or a related field preferred.
• 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred.
• Experience with consumer credit data, bureau reports such as Experian, Equifax, and TransUnion, or loan performance data strongly preferred.
• Strong understanding of consumer lending, underwriting, risk tiers, scorecards, policy rules, delinquency, and loss trends.
• SQL expertise is required; proficiency in Microsoft Excel and PowerPoint is expected.
• Strong communication, analytical, project management, organizational, and data-quality skills are required.

Nice to have

• Advanced competency in Power BI, Sisense, or similar business intelligence tools.

Culture & Benefits

• Remote work for the US-based role.
• Medical, dental, vision, life, and disability insurance coverage.
• Flexible paid time off and paid holidays.
• 401(k) plan with company match.
• Offers are subject to a background check, credit check, and drug test.