Data Analytics Consultant (Fintech)

TL;DR

Data Analytics Consultant (Fintech): Analyzing credit, application, and loan performance data to help financial institutions optimize underwriting and decisioning strategies with an accent on credit risk, portfolio health, and responsible lending growth. Focus on evaluating scorecards and policy rules, building actionable dashboards, and translating complex risk drivers into client-facing recommendations.

Location: US Remote; candidates must be based in the United States.

Salary: $69,840–$96,000.

Company

hirify.global provides decisioning platforms and analytics solutions for financial institutions and consumer lending.

What you will do

• Analyze credit bureau, application, and loan performance data to identify portfolio risk, approval trends, delinquency, charge-off, and loss patterns.
• Review underwriting guidelines, scorecards, and decision rules and recommend optimization opportunities.
• Develop client-facing reports, dashboards, and scalable tools for portfolio monitoring and underwriting analysis.
• Lead client meetings, present findings, and explain credit risk drivers and lending strategy recommendations.
• Collaborate with analytics, engineering, and product teams to deliver accurate analytics solutions.
• Contribute to internal best practices, documentation, and training for credit risk and lending analytics.

Requirements

• Bachelor’s degree in finance, economics, business, statistics, mathematics, data analytics, or a related field preferred.
• 3–6 years of experience in credit risk analysis, underwriting, lending analytics, or financial services consulting preferred.
• Experience with consumer credit data, bureau reports, loan performance analysis, underwriting fundamentals, scorecards, and policy rules.
• SQL expertise is required, with proficiency in Microsoft Excel and PowerPoint.
• Strong analytical, problem-solving, project management, organizational, written, and verbal communication skills.
• Ability to explain credit risk concepts to technical and non-technical audiences while maintaining high data quality and accuracy.

Nice to have

• Advanced competency with Power BI, Sisense, or similar business intelligence tools.
• Experience with Experian, Equifax, or TransUnion data.

Culture & Benefits

• Remote work arrangement for US-based employees.
• Medical, dental, vision, life, and disability insurance coverage.
• Flexible paid time off and paid holidays.
• 401(k) plan with company match.
• Background, credit, and drug checks are required as part of the offer process.