обновлено 6 дней назад
Pre-Approval Manager (Fintech)
Мэтч & Сопровод
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Описание вакансии
Текст:
TL;DR
Pre-Approval Manager (Mortgage Lending): Managing residential mortgage pre-approval files from initial documentation through disclosure and loan setup with an accent on borrower communication, credit and income review, and matching borrowers with suitable loan programs. Focus on pre-underwriting conventional, FHA, VA, USDA, 203k, jumbo, and reverse mortgage loans while ensuring documentation completeness and regulatory compliance.
Location: Remote USA
Company
is a distributed retail mortgage lender with more than 9,000 employees, over 700 branches, and loan servicing across all 50 states, Washington, D.C., and Puerto Rico.
What you will do
- Serve as a liaison between internal and external clients and communicate with borrowers about loan programs, costs, and disclosures.
- Review and audit income, assets, credit documentation, and mortgage files to support loan stability.
- Manage a pipeline of conventional, FHA, VA, USDA, 203k, jumbo, and reverse mortgage products.
- Structure loans to match borrowers with suitable financial programs and identify missing documentation.
- Pre-underwrite pay stubs, credit reports, W-2s, bank statements, court orders, and other supporting documents.
- Prepare disclosure inputs, deliver disclosure and re-disclosure packages, and set up loans for approval.
Requirements
- Bachelor’s degree or an equivalent combination of education and experience.
- 3–5 years of residential mortgage processing experience.
- Knowledge of RESPA guidelines and mortgage and consumer regulations.
- Strong mathematical, analytical, communication, prioritization, and time-management skills.
- Proficiency in DU, LP, Microsoft Outlook, and Windows.
- A mortgage license is required to communicate loan programs and costs with borrowers.
Nice to have
- Experience with Encompass LOS.
- Prior underwriting experience.
Culture & Benefits
- Employee-focused culture with support from internal departments and transparent leadership.
- Competitive compensation plan for eligible employees.
- Medical, dental, and vision coverage.
- 401(k), company-provided short-term disability, employee assistance program, and wellness program.
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