6 дней назад
Mortgage Loan Underwriter
41 - 65$
Мэтч & Сопровод
Для мэтча с этой вакансией нужен Plus
Описание вакансии
Текст:
TL;DR
Mortgage Loan Underwriter (Mortgage Credit): Reviewing and underwriting complex residential mortgage applications with an accent on income, assets, liabilities, collateral, credit profiles, and investor requirements. Focus on resolving escalated files, identifying repurchase risk, managing high-volume pipelines, and improving underwriting quality and efficiency.
Location: Remote within the United States; U.S. employees may live in any of the 50 states, with limited exceptions.
Salary: $41.30–$65.90 per hour in specified states; $39.20–$62.60 per hour in another specified state group. Additional incentive compensation and equity awards may apply.
Company
is a U.S. real estate platform helping customers buy, sell, finance, and rent homes.
What you will do
- Lead end-to-end underwriting reviews for complex residential mortgage applications.
- Assess income, assets, liabilities, collateral, credit profiles, and borrower documentation.
- Apply agency, investor, insurer, regulatory, and internal credit policies to make and document credit decisions.
- Resolve escalated and exception files in partnership with credit policy, capital markets, compliance, sales, processing, and closing teams.
- Identify underwriting defects, overlays, and repurchase risks, and recommend process or guideline improvements.
- Manage a high-volume pipeline, maintain service-level standards, complete Encompass documentation, respond to audits, and mentor less experienced underwriters.
Requirements
- 8+ years of recent residential mortgage underwriting experience.
- Experience underwriting mortgage files for agency compliance and investor guidelines.
- Experience evaluating income documentation, personal and business tax returns, credit reports, preliminary title reports, and appraisals.
- Ability to manage a large pipeline and work effectively under pressure and tight deadlines.
- Recent manual underwriting experience.
- Ability to work remotely from within the United States.
Nice to have
- Experience underwriting Jumbo loans.
- Experience at a medium to large nonbank lender.
- Experience with Encompass.
Culture & Benefits
- Remote work from a physical location of choice within the United States.
- Eligibility for incentive compensation and equity awards.
- Inclusive and innovative work environment.
- Opportunities to contribute to ’s real estate and mortgage business.
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