Target2 Process Owner (Fintech)

TL;DR

Target2 Process Owner (Fintech): Owning the end-to-end operational setup and ongoing management of hirify.global’s direct Target2 participation with an accent on payment operations, scheme connectivity, and regulatory readiness. Focus on designing T2 procedures, coordinating UAT and migration, operating payment infrastructure, and managing incidents, liquidity touchpoints, and external stakeholders.

Location: Remote in Spain, the Netherlands, or Poland; freelance agreements may be possible in other countries, with CEST or an adjacent time zone preferred.

Company

hirify.global is a fintech company providing business banking and financial services, backed by approximately €346 million in total funding.

What you will do

• Own the operational setup for direct Target2 participation, including process design, documentation, UAT evidence, cutover, and business-as-usual maintenance.
• Establish and manage payment operations for recalls, investigations, returns, refunds, rejects, incoming funds, RTGS payments, and SWIFT or ISO 20022 messaging.
• Operate T2 interfaces and maintain CRDM reference data, access controls, certificates, authorization matrices, and manual-versus-automated procedures.
• Manage the transition from indirect participation, ensuring payment routing and traceability across BICs and payment paths.
• Own incident management, DNB notifications, operational reporting, contingency procedures, reconciliation interfaces, and liquidity-related escalation.
• Coordinate with the T2 scheme, Eurosystem, DNB, SWIFT/NSP, FIS, correspondent banks, Product, Engineering, Compliance, Risk, and Finance Ops.

Requirements

• At least 3 years of payment operations experience at a bank, EMI, or PSP, with hands-on exposure to SEPA schemes and Target Services.
• Practical knowledge of payment investigations, recalls, returns, refunds, SWIFT messaging, and ISO 20022 standards including MT199/MT999, pacs, camt, and pain.
• Experience operating T2 GUI, CRDM, reconciliation, and liquidity-monitoring tools, including U2A and A2A actions.
• Strong process design and documentation skills, including SOPs, four-eyes controls, authorization matrices, and audit-quality evidence.
• Experience coordinating with regulators, scheme operators, correspondent banks, and cross-functional Product and Engineering teams.
• Professional fluency in English is required, along with familiarity with DNB/TARGET-NL conditions, the Instant Payments Regulation, and EMI/PSD2 obligations.

Nice to have

• Experience with direct Target, RTGS, or TIPS onboarding or migration from sponsor-bank participation.
• Experience establishing incident management and ECONS II contingency processes for payment infrastructure.

Culture & Benefits

• Opportunity to make a direct impact on the product.
• Work within the EU.
• Stock options.
• Ongoing support and care.
• Work & Swim program.