Credit Analyst - Leveraged Loans / Middle Market (Credit Intelligence)

Location: New York, New York, United States

Base salary: $90,000–$110,000 annually, plus eligibility for an annual year-end performance bonus.

Company

hirify.global provides credit intelligence, data, and analytics for professionals in hedge funds, investment banking, management consulting, and law firms.

What you will do

• Analyze stressed and distressed private filers across leveraged loans and high-yield bonds, from early credit pressure through liability management and Chapter 11.
• Maintain a coverage portfolio by monitoring issuer performance, capital structures, sponsor actions, creditor groups, court milestones, rating actions, and material developments.
• Build and maintain financial models and perform recovery, waterfall, transaction, and post-restructuring analyses.
• Review credit agreements and indentures to assess borrower flexibility and implications for creditor groups.
• Produce thematic and capital markets research on sector stress, maturity walls, and broader credit trends, and publish research notes supported by data.
• Collaborate with legal analysts and reporters, respond to subscriber inquiries, and present on client calls and webinars.

Requirements

• At least two years of relevant credit experience in investment banking, restructuring advisory, direct lending, sell-side research, trading desks, buy-side credit funds, rating agencies, or a related background.
• Ability to build a three-statement model and a forward model from scratch. A modeling case study is part of the interview process.
• Strong writing skills and a deep understanding of accounting.
• Client-facing communication skills and a client-first mindset.

Nice to have

• Direct exposure to liability management exercises, restructurings, or Chapter 11 cases as a creditor, advisor, or lender.
• Familiarity with the end-to-end Chapter 11 process, including DIP structures, plan classification and voting, and valuation disputes.

Culture & Benefits

• Values include being action oriented, customer focused, effective as a team player, and driven to excel.
• Health benefits, matched 401(k) and pension plans, and paid time off.
• Generous parental leave and gym subsidies.
• Educational reimbursements for career development and recognition programs.
• Inclusive and diverse work environment with equal employment opportunities.

Hiring process

• The interview process includes a financial modeling case study.