Commercial Loan Officer (Income Property Lending)

Location: Remote - CA; other listed remote locations include NY, FL, and WA. The role is based in the United States.

Salary: $70,000–$75,000 per year, with commission eligibility.

Company

hirify.global is a publicly traded, digital-first bank providing technology-driven financial tools and services to individuals, small businesses, and companies.

What you will do

• Originate, structure, underwrite, and close commercial real estate loans for income-producing properties.
• Develop relationships with commercial real estate investors, borrowers, mortgage brokers, and referral partners.
• Source acquisition, refinance, cash-out, bridge, and value-add lending opportunities.
• Analyze borrower financial statements, rent rolls, operating statements, property cash flows, DSCR, LTV, debt yield, and sponsorship strength.
• Present recommendations, negotiate loan terms, and manage transactions from initial screening through funding.
• Coordinate with Credit, Underwriting, Appraisal, Legal, Closing, Portfolio Management, and Servicing teams while ensuring regulatory and policy compliance.

Requirements

• Bachelor’s degree in Finance, Business, Real Estate, Accounting, or a related field.
• At least 5 years of experience in commercial real estate lending, income property lending, commercial banking, or CRE originations.
• Strong knowledge of commercial real estate finance, credit analysis, loan underwriting, and loan structuring.
• Experience with multifamily, office, industrial, retail, hospitality, mixed-use, and other income-producing properties.
• Strong sales, negotiation, relationship management, communication, and presentation skills.
• Proficiency with Microsoft Office and commercial lending systems, with the ability to manage multiple transactions and deadlines.

Culture & Benefits

• Medical, dental, vision, and life insurance may be available.
• Paid sick leave, approximately three weeks of vacation, and holidays.
• HSA or FSA accounts and other voluntary benefits.
• 401(k) retirement savings plan with employer matching and a 529 savings plan.
• Employee mortgage loan program and access to an hirify.global account with self-directed trading.
• Employment is contingent on credit, criminal background, drug screening, and employment eligibility verification.