Underwriter (Health Insurance)

Location: Remote; the company operates with a fully distributed team across the U.S. and has no return-to-office mandates.

Company

hirify.global provides an integrated health plan solution for small and midsize businesses, centered on primary care access and employer benefits management.

What you will do

• Evaluate employer group risk and determine pricing for level-funded plans.
• Partner with Sales to develop competitive proposals while protecting profitability.
• Analyze risk factors and make data-driven decisions aligned with risk tolerance and growth goals.
• Design and refine underwriting guidelines, processes, and tools as the business scales.
• Collaborate with Product, Actuarial, Customer Success, and Sales to improve the end-to-end experience.
• Monitor underwriting outcomes and market dynamics to guide pricing and risk strategies.

Requirements

• 3+ years of underwriting experience, ideally focused on small groups and/or level-funded products.
• Strong understanding of health insurance pricing, risk assessment, and underwriting guidelines.
• Experience working at an insurtech, carrier, or TPA focused on the small group market.
• Ability to take calculated risks in support of business goals in a fast-evolving startup environment.
• Excellent communication skills, including the ability to explain underwriting decisions to non-technical stakeholders.
• Strong collaboration and proactive relationship-building skills across Sales, Actuarial, and other functions.
• Ability to work effectively in ambiguity with a continuous improvement mindset.
• Strong data analysis skills, including Excel.

Nice to have

• Familiarity with underwriting automation tools or systems.

Culture & Benefits

• Fully remote work with a distributed team and no return-to-office mandate.
• Flexible vacation policy and a paid one-month sabbatical after five years.
• 100% company-paid employee medical, dental, and vision coverage, plus FSA, HSA, and 401(k) company match.
• Paid parental leave, short- and long-term disability coverage, and life insurance.
• Competitive stock options, formal career development programs, home-office setup stipends, and an ongoing learning budget.
• Work focused on improving healthcare access and affordability for small-business members.