Senior Credit Analyst (Banking/Insurance)

TL;DR

Senior Credit Analyst (Banking/Insurance): Delivering high-quality fundamental credit research for the Financial Institutions sector with an accent on capital structure analysis, ESG integration, and regulatory risk assessment. Focus on generating actionable investment recommendations and maintaining complex financial models to support fixed income portfolio decision-making.

Location: Must be based in or able to commute to London (Hybrid)

Company

hirify.global is a leading UK financial services group and one of the world’s largest asset managers, dedicated to safeguarding financial futures since 1836.

What you will do

• Assume primary responsibility for credit coverage of a specified list of banks and insurance companies.
• Conduct in-depth fundamental analysis of business models, financial performance, and capital adequacy.
• Monitor regulatory, political, and macroeconomic developments to evaluate their impact on creditworthiness.
• Maintain financial models, forecasts, and stress-testing frameworks.
• Produce research notes, credit opinions, and investment recommendations for portfolio managers.
• Present credit views and sector insights to investment committees and broader teams.

Requirements

• Strong credit research experience covering banks and/or insurance companies.
• Advanced financial modelling and analytical skills.
• Deep understanding of Financial Institutions, including regulation and capital structures.
• Ability to develop and clearly articulate independent credit views.
• Strong awareness of financial markets and macroeconomic trends.
• Excellent written and verbal communication skills.

Culture & Benefits

• Annual performance-related bonus plan and share schemes.
• Generous pension contribution and life assurance.
• Healthcare plan for permanent employees.
• Minimum 25 days holiday plus public holidays, increasing with service.
• Electric car salary sacrifice scheme.
• Inclusive culture with a focus on flexible working and professional development.