Associate (Credit Risk - Corporates)

Location: London, Greater London, United Kingdom

Company

hirify.global is a global investment banking, securities, and investment management firm.

What you will do

• Assess the credit and financial strength of corporate borrowers and counterparties using quantitative and qualitative credit analysis.
• Support review of lending and underwriting transactions (including LBO, M&A, and relationship lending) by analyzing cash flow projections and key documentation protection.
• Contribute to sector analysis to evaluate portfolio concentrations and trends.
• Collaborate with Investment Banking/Financing, Sales & Trading, Legal, Operations, and Compliance to support derivatives approvals, documentation, limits, and risk mitigants.
• Analyze risks across lending, trading, and derivative products.
• Support cross-functional relationship management across Investment Banking, Asset Management, Global Markets, Controllers, Treasury, Legal, Compliance, and Technology.

Requirements

• Minimum 3 years of credit risk management experience with a background in corporate credit risk.
• Experience with investment banking products, including loan products and derivatives.
• Ability to contribute to independent decision-making and support client/business negotiations.
• Familiarity with regulatory rating requirements and their application.
• Strong documentation, analytical, presentational, and communication skills.
• Proficiency in MS Excel (financial modeling, cash flow forecasting, sensitivity analysis) and fluency in English (written and spoken).

Nice to have

• Professional proficiency or fluency in German for managing local EMEA relationships.
• Progress toward or interest in CFA or FRM certifications.

Culture & Benefits

• Work closely with CRO/senior management and contribute to decisions within the firm’s credit risk appetite.
• Develop risk management expertise through exposure to financial transactions and a global credit risk organization.
• Use proactive AI tools to improve the speed and depth of credit assessments.
• Collaborate across multiple departments to support approvals, documentation, limits, and risk mitigants.