Senior Credit Manager (Fintech)

TL;DR

Senior Credit Manager (Fintech): Managing credit policy and model development for a high-growth Cash Advance product line with an accent on quantitative analysis and cross-functional strategy. Focus on driving new product experimentation, influencing senior leadership, and building scalable credit systems that leverage real-time financial signals.

Location: Must be based in the US

Salary: $170,000 – $200,000

Company

A mobile-first fintech company building a new credit system that uses machine learning and real-time financial signals to expand access to fair credit.

What you will do

• Refine and sustain credit models and underwriting policies for the Cash Advance product line.
• Partner on the design and evaluation of new product constructs and pricing strategies.
• Bridge the gap between product user experience and quantitative credit policy.
• Translate complex analytical findings into actionable recommendations for senior stakeholders.
• Collaborate with data science, product, and marketing teams to align initiatives with business strategy.
• Structure and solve ambiguous analytical problems with urgency and independent judgment.

Requirements

• Must be based in the US
• Bachelor's degree in a quantitative field such as Engineering, Finance, Mathematics, or Economics.
• 5-7 years of experience in credit risk, data analytics, or consumer lending.
• Proven ability to influence senior stakeholders without formal reporting authority.
• Strong analytical instincts and comfort operating in ambiguous environments.
• Action-oriented mindset with a track record of prototyping and iterating on projects.

Nice to have

• Advanced degree in a quantitative discipline.
• Experience in fintech or high-growth lending environments.

Culture & Benefits

• Competitive compensation packages with generous equity and bonus potential.
• Flexible health plans at every premium level with substantial subsidies.
• Virtual-first work environment with WFH office reimbursement.
• Direct exposure to leadership and high-visibility project ownership.
• Paid global onsites held twice yearly to foster team connection.
• Growth-oriented culture that prioritizes potential and impact over rigid promotion timelines.