Credit Risk Management Officer III

TL;DR

Credit Risk Management Officer III (Credit Risk/Banking): Analyzing credit data and financial statements to determine credit risk for allowance for credit loss calculations and forward-looking portfolio stress tests with an accent on commercial real estate and portfolio-level contingency planning. Focus on reviewing individually and collectively evaluated loans, applying ACL accounting methodology, and ensuring BSA/AML/OFAC/CIP compliance.

Location: West Monroe, LA

Company

Origin Bank is a banking organization focused on people-first growth and financial services.

What you will do

• Identify and analyze potential risks to assets, earning capacity, and organizational success.
• Gather and analyze risk-related data from internal and external sources to assess credit risk.
• Perform credit analysis and review appraisals to support portfolio stress testing (including CRE, construction, multifamily, and C&I/consumer loans).
• Review individually evaluated loans and qualitative factors for collectively evaluated loans to prepare the Allowance for Credit Loss (ACL) calculation.
• Manage special credit risk projects assigned by the Credit Risk Manager.

Requirements

• Bachelor’s degree in Finance or Accounting required.
• Minimum 10 years of related experience; background as an experienced loan auditor or bank examiner preferred.
• Knowledge of Allowance for Credit Losses (ACL) accounting and methodology required.
• Responsible for compliance with BSA, AML, OFAC, and CIP policies and procedures; must report unusual or suspicious activity.

Culture & Benefits

• People-first culture with professional and personal growth support.
• Competitive total rewards package with generous benefits and compensation.
• Dream Manager program and one-on-one guidance from a nationally certified health and wellness coach.
• Free access to certified financial professionals for future planning.
• Occasional travel may be required.

Hiring process

• Application review and interview process to assess credit risk analysis experience and compliance knowledge.