Risk Analyst (Fintech)

Location: Hybrid in Malaga or Estepona, Andalucía, Spain

Company

hirify.global provides omnichannel payment solutions and a modular platform for online, in-person, and cross-border payments across Europe.

What you will do

• Manage merchant account risk throughout onboarding, monitoring, and periodic portfolio reviews.
• Monitor transactions and identify, investigate, and escalate suspicious activity.
• Perform financial, AML, and fraud risk assessments across merchant portfolios.
• Manage cases efficiently, prioritize workloads, and maintain SLA adherence.
• Identify process gaps and recommend scalable improvements.

Requirements

• 2+ years of experience in fintech, payments, risk, transaction monitoring, AML, or KYC.
• Strong expertise in risk analysis, transaction monitoring, and suspicious activity investigation.
• Knowledge of business models, cash flows, financial risk indicators, AML, and fraud risk assessment.
• Ability to document decisions clearly and escalate complex or non-standard risks.
• Strong organizational skills and ability to manage workloads under SLA pressure.
• Fluent English required.

Culture & Benefits

• Competitive salary package with comprehensive health insurance.
• Professional growth opportunities.
• International team and cross-functional collaboration with Compliance, Sales, and Customer Operations.
• Free Spanish classes.
• Optional afterwork sports activities.