Risk Analyst (Fintech)

TL;DR

Risk Analyst (Fintech): Managing end-to-end merchant risk across the lifecycle including KYC/KYB onboarding and transaction monitoring with an accent on detecting suspicious activity and financial risk assessment. Focus on identifying fraud patterns, ensuring AML compliance, and maintaining high-quality risk decisions in an SLA-driven environment.

Location: Hybrid, Malaga or Estepona, Spain

Company

hirify.global is a leading payment service provider offering omnichannel payment solutions to businesses across Europe.

What you will do

• Perform active account risk management and transaction monitoring to identify and escalate suspicious activity.
• Conduct merchant onboarding (KYC/KYB) and periodic portfolio reviews.
• Execute financial and AML risk assessments to identify potential exposure across merchant portfolios.
• Manage cases efficiently while adhering to SLAs and prioritizing workloads.
• Proactively identify process gaps and suggest scalable solutions for continuous improvement.

Requirements

• 2+ years of experience in fintech, payments, risk, transaction monitoring, AML, or KYC.
• Expertise in risk analysis and identifying suspicious transaction patterns.
• Strong financial risk analysis skills, including understanding of business models and cash flows.
• Proven experience in AML and fraud risk assessment.
• Ability to document decisions clearly and escalate complex risks.
• Fluency in English.