Senior Credit Analyst

Location: Dublin, Ohio, United States; hybrid work with three days per week in the office

Company

hirify.global is a global distribution company serving essential industries with ingredients, chemicals, and solutions that support food, nutrition, water safety, and other quality-of-life applications.

What you will do

• Evaluate the creditworthiness of new and existing commercial customers and establish credit limits.
• Review and approve commercial credit applications within assigned authority levels.
• Monitor customer portfolios, payment trends, risk ratings, public filings, and emerging credit risks.
• Recommend changes to credit limits, payment terms, risk ratings, and risk mitigation strategies.
• Present credit recommendations and risk assessments to management.
• Partner with Sales and Collections to support profitable growth while minimizing bad debt exposure.

Requirements

• 5+ years of commercial B2B credit analysis experience.
• Degree in Finance, Accounting, Business, or a related field.
• Strong experience analyzing financial statements, cash flow, profitability, and credit risk.
• Experience with D&B, Experian, CreditRiskMonitor, or similar commercial credit platforms.
• Experience evaluating payment trends, public filings, and bankruptcy-related information and making independent credit decisions.
• Advanced Excel skills and proficiency with SAP, including SAP Credit Management.

Nice to have

• Professional credit designation such as CCRA, CBA, or similar.

Culture & Benefits

• Hybrid work arrangement with three office days per week in Dublin, Ohio.
• Collaborative partnership with Sales, Collections, and management.
• Inclusive culture focused on employee development and growth.
• Commitment to diversity, equal opportunity, and reasonable accommodations.