Senior Product Manager (Fintech)

Senior Product Manager, Fiat Payment

Company

Transak

Conditions

3 days agoSenior Toronto, CA Onsite Full Time Product Management Jobs by Transak

Transak Transak is a developer integration toolkit to let users buy/sell crypto in any app, website or web plugin. London, GB 15 Employees Funding Strategic Strategic ($15M) Strategic ($16T) Investors Fuel Ventures Protein Capital IDG Capital Sandeep Nailwal Sygnum Projects Transak DeFi About Transak Transak is a global web3 infrastructure services provider with registered entities in the USA (NMLS ID: 2362652), the UK, Canada, Australia, Poland, India, and Hong Kong. View jobs by Transak

Skills

Merchant Expansion Fiat Payments Bank Transfers Cross-Functional Leadership Cards Webhooks State Machine Api Design Ach Payment Processing Reconciliation Sql Compliance Fintech Idempotency Analytics Settlement Product Management Fraud Prevention Prd Writing Alternative Payment Methods Payment State Machines Chargeback Management Risk Management Web3 Stablecoin

About the Role

You'll own and scale Transak's fiat payments experience across North America and LATAM, focusing on ACH/bank transfers, cards, and local alternative payment methods. You'll be accountable for improving payment success rate, time-to-funds, cost per successful transaction, dispute/return rates, settlement & reconciliation performance, and partner experience. You'll work closely with Engineering, Risk, Compliance, Finance, Ops, and Partnerships to build resilient, compliant, high-throughput money movement across multiple rails. You'll define the multi-rail strategy, write detailed PRDs, lead agile execution, and drive reliability improvements using incident learnings. You'll own end-to-end ACH experiences, improve card authorization and payment success, expand local APM coverage, and collaborate with Compliance/Legal and Partnerships on regional readiness and partner onboarding.

Requirements

• 8–10+ years in product management or strong engineering-to-PM background ideally in payments fintech infrastructure or money movement
• Experience owning products across bank transfers ACH cards and or local APMs including settlement and reconciliation
• Strong technical fluency to work deeply with engineers on APIs webhooks payment state machines ledgers idempotency retries and observability
• Data-driven mindset with comfort in SQL and analytics
• Strong cross-functional leadership across Engineering Risk Compliance Finance Ops and Partnerships
• Experience operating in Americas markets US Canada and or LATAM and navigating regulated environments

Responsibilities

• Own the global fiat payments roadmap across ACH/bank rails, cards, and other local bank transfer and APMs
• Define the multi-rail strategy for routing users to ACH vs card vs APM based on conversion cost risk speed and availability
• Set and manage KPIs across rails including authorization rate time-to-funds and dispute/chargeback rate
• Prioritize roadmap work through data user feedback and partner insights
• Define quarterly product strategy
• Interface with customers to deliver new improvements features and products
• Write detailed PRDs and drive alignment across Engineering Design Risk Compliance Finance Operations and Partnerships
• Lead agile execution and ship iteratively
• Drive reliability improvements using incident learnings
• Own end-to-end ACH experiences including bank linking verification and exception handling
• Improve time-to-funds and reduce drop-offs with clearer UX and payment state tracking
• Build scalable flows for returns and exceptions NOCs and customer communications
• Partner with Finance and Ops on settlement reconciliation and reporting pipelines
• Improve card authorization and payment success through decline reason normalization routing and tokenization
• Collaborate with Risk on fraud and disputes strategies
• Monitor provider performance and optimize for reliability and cost
• Expand and optimize local APM coverage in the Americas especially LATAM
• Own method-level UX and operational readiness for APMs
• Standardize the integration surface across APMs
• Partner with BD and Partnerships to source onboard and scale APM providers
• Work with Compliance and Legal to ensure regional readiness for each rail
• Collaborate with Partnerships on processor bank and APM onboarding and partner escalations
• Communicate progress risks and tradeoffs to leadership
• Translate wallet and fintech partner needs into scalable APIs and payment experiences
• Improve developer and partner UX including API ergonomics and documentation

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