Senior Staff Credit Risk Analyst (Fintech)

TL;DR

Senior Staff Credit Risk Analyst (Fintech): Developing and implementing credit risk strategies for consumer lending initiatives with an accent on data-driven insights and regulatory compliance. Focus on scaling lending portfolios, conducting root-cause analysis, and mentoring risk analysts to drive business growth within a large-scale financial platform.

Location: Must be based in New York, NY or Mountain View, CA

Company

hirify.global is a global financial technology platform powering prosperity for millions of customers through products like TurboTax, Credit Karma, QuickBooks, and Mailchimp.

What you will do

• Develop and implement credit risk strategies and policies to support consumer lending and banking portfolios.
• Establish frameworks to ensure lending activities comply with internal policies and regulatory requirements.
• Partner with product, marketing, and data engineering teams to enable decision support and customer insights.
• Use big data technology to mine transactional data and design new risk-adjusted policy proposals.
• Analyze portfolio performance at a granular level to identify trends and isolate key performance drivers.
• Mentor and coach Risk Analysts to elevate outcomes and drive creative data techniques.

Requirements

• 7+ years of experience in data and risk, with a strong emphasis on consumer lending.
• Expertise in analytics tools such as Python, R, SAS, or SQL.
• Experience with BI tools like Tableau, Quicksight, or Databricks.
• Proven ability to manage multiple projects in a large matrixed organization.
• Strong communication skills with the ability to tell compelling stories using data.
• Undergraduate degree in Economics, Statistics, Engineering, or related field.

Nice to have

• Domain experience in FinTech, Risk, or Financial services.
• Product management experience within consumer lending.
• Advanced degree in a quantitative field.

Culture & Benefits

• Competitive compensation package with pay-for-performance rewards.
• Eligibility for cash bonuses and equity rewards.
• Commitment to fair pay through regular gender and ethnicity comparisons.
• Access to comprehensive benefits plans for full-time employees.