Credit Analytics Manager (Fintech)

TL;DR

Credit Analytics Manager (Fintech): Owning cross-product credit analytics and underwriting strategies to drive data-driven credit decisions with an accent on portfolio performance and risk management. Focus on developing predictive insights, executing A/B tests, and leveraging AI-powered tools to optimize underwriting policies and customer growth.

Location: Must be based in the United States

Salary: $130,000 – $170,000

Company

hirify.global is a consumer fintech platform providing banking, credit, and investment services to millions of Americans, backed by major retail and investment partners.

What you will do

• Recommend underwriting, line, and limit changes to grow approvals using internal and external risk signals.
• Develop cross-product customer credit profiles by connecting external attributes to on-us behavior.
• Design, execute, and analyze experiments including A/B tests and policy roll-outs.
• Leverage AI-powered tools to accelerate analysis and validate predictive insights.
• Translate complex data questions into practical business guidance for senior leadership.
• Identify high-impact opportunities for product improvements through deep-dive user behavior analysis.

Requirements

• 4-7 years of professional experience in analytics with a track record of driving business changes.
• Demonstrated experience in consumer underwriting strategy or portfolio risk analytics.
• Advanced SQL skills for extracting and analyzing complex datasets independently.
• Strong analytical thinking with the ability to translate ambiguous questions into clear insights.
• Must be authorized to work in the United States.
• Act-like-an-owner mentality with a bias toward taking action.

Culture & Benefits

• Competitive base salary, stock options, and health benefits from Day 1.
• 401(k) plan with company match.
• Remote-friendly work environment with flexible time off.
• High-growth, mission-driven, and inclusive culture.

Hiring process

• Initial interview with Talent Partner.
• Technical or Hiring Manager interview.
• Team and Executive interviews.