Credit Analyst (Fintech)

TL;DR

Credit Analyst (Fintech): Investigating and analyzing financial information for commercial clients to support sound lending decisions with an accent on financial statement analysis, cash flow assessment, and risk evaluation. Focus on preparing credit approval packages and ensuring compliance with banking regulations in a deadline-driven environment.

Location: Must be based in Washington or Idaho

Salary: $30.34 - $39.98 per hour

Company

A stable, award-winning financial institution with over 135 years of history, recognized as one of the Best 100 Banks in America.

What you will do

• Investigate credit and financial data for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, and cash flow.
• Prepare credit approval packages, summaries, and written analyses for loan decision-makers.
• Support loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, security requirements, and applicable regulations.

Requirements

• Must be based in Washington or Idaho.
• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or related field.
• Two or more years of related credit or financial analysis experience.
• Strong grasp of basic accounting principles and financial statement analysis.
• Proficiency in Excel, Word, and other applicable systems.
• Ability to manage high volumes of work accurately in a deadline-driven environment.

Culture & Benefits

• Comprehensive benefits including medical, dental, vision, LTD, STD, and life insurance.
• 401k plan with up to 4% company match.
• Paid vacation, sick time, and 11 company-paid holidays.
• Tuition reimbursement program.
• Strong focus on work-life balance and employee volunteerism.