Claim Counsel (D&O/Professional Liability)

TL;DR

Claim Counsel (D&O/Professional Liability): Managing and resolving high-severity, complex insurance claims with an accent on coverage analysis, policy interpretation, and strategic claim resolution. Focus on serving as a subject matter expert for complex liability matters, advising internal teams and carriers, and ensuring compliance with legal and regulatory standards.

Location: Must be based in the United States

Salary: $110,000 - $135,000 / year

Company

A specialist professional services and technology firm partnering with leading insurance and highly regulated global businesses to manage risk and optimize operations.

What you will do

• Review and interpret insurance policies, endorsements, and statutes to determine coverage and obligations.
• Draft coverage position letters, including reservations of rights and denials, ensuring regulatory compliance.
• Oversee complex claims investigations, including evidence gathering and liability analysis.
• Develop and implement strategic approaches for claim resolution and litigation oversight.
• Negotiate settlements within authority limits while balancing legal and financial risks.
• Serve as a primary advisor to internal teams, carriers, and external counsel on complex coverage issues.

Requirements

• Juris Doctor (JD) with active bar membership OR 7–10+ years of senior-level experience in complex liability claims.
• Must be based in the United States.
• Demonstrated expertise in insurance coverage analysis and policy interpretation.
• Experience issuing or advising on coverage positions, including RORs and denials.
• Strong understanding of liability, damages, and litigation strategy.
• Active adjusters licenses.

Nice to have

• Background in professional liability or directors & officers (D&O) coverages.
• Experience working with coverage counsel or in-house legal teams.
• Prior involvement in excess, umbrella, or specialty claims environments.

Culture & Benefits

• Comprehensive medical, dental, and vision plans.
• 401(k) plan with employer matching.
• Flexible time-off policies including DTO/PTO and paid holidays.
• Life insurance and short/long-term disability coverage.
• Commitment to diversity, inclusion, and professional development.